Insurance
Insurance Information
Navigating the ever changing landscape of insurance can be a frustrating adventure. Your friends at Mint are here to help you.
Mint Dental Works is in network with Delta Dental Premier & United Concordia Elite insurance plans, but we accept most dental insurance plans that permit you to go out of network. We work diligently to assist you in maximizing your benefits, but it is important that our patients are educated about the limitations of their insurance. Most people struggle to understand that dental insurance operates very differently than medical and auto insurance policies. These types of insurance cover the expenses of unexpected occurrences, not routine events for which you can plan. Dental insurance, in contrast, emphasizes coverage for routine services (exams and cleanings) and offers little coverage and sometimes no coverage for treatment. You can expect the carrier to reimburse a specific percentage of your treatment fee. Generally speaking, the higher the premium, the higher the reimbursement. Insurance companies do not guarantee payment on claims and reserve the right to make payments based on their contract guidelines as well as the estimation of “Usual and Customary Rates.”
Any verbal information obtained from your insurance carrier is not a guarantee of benefit payment. Each insurance plan is unique and coverage is subject to numerous factors including: eligibility on the date services are performed, plan limitations and/or exclusions, plan maximums, and deductibles. While we call to verify your initial eligibility and benefits with your insurance carrier, we recommend that the patient reviews their benefit coverage with the insurance company. It is also the patient’s responsibility to alert our office if there are any changes to insurance coverage prior to treatment. As a courtesy to our patients, we will assist you and do our best to obtain reimbursement from your insurance for any service performed. However, the patient is ultimately responsible for ALL fees regardless of insurance coverage.
If you have additional questions about your benefits please don’t hesitate to talk to our insurance coordinator.